Group Benefits
Health Insurance is a must for your employees and required by law for large employers. Today’s environment makes it tough to find and retain valuable employees.  Survey’s show that one of the biggest elements that drives an employees decision to stay or leave a job are benefits.  We pride ourselves in helping business owners understand what their options are and how to not only keep high level benefits, but also to maintain a coverage that has the companies best interest in mind as well.
 
Client Services
Annual Review of all lines of coverage, making sure you’re positioned with the best plan at the most competitive rate. Our goal is to provide long term planning, staying ahead the curve.

Back Office Administration – prompt assistance with supplies, billing issues, eligibility changes, claim problems and other HR needs.

Frequent Updates – you will be consistently informed of changes such as Cobra subsidy, Health Reform, tax incentives, wellness initiatives, drug formulary changes, carrier updates and more.

Employer Resources – assistance with employee programs such as Drug-Free Workplace, Safety and Health, ADA & Rehabilitation Act, Unemployment Insurance

Wellness – We promote Wellness programs and keep you informed of health fairs, discounts available, promotions etc. Wellness keeps employees healthy and your premiums lower.
 
Group Benefit Products
Health Insurance
Dental
Life
Vision
Disability - Short and Long Term
Long Term care

Additional services include
Retirement Planning, Tax Sheltered Accounts, Pension & Profit Sharing, Section 125 Plans, Investment counseling and management, FSA/HSA/HRA/POP plans, and Self-Funded Plans, Health & Wellness Programs, Worksite Voluntary Benefits- Colonial Life & UNUM, all major carrier providers, HUMANA, BCBS, UNITED, CIGNA, and more. Direct access to Underwriting.
 
Schedule a consult with us today to find out more and find the right solutions for your organization. Call 423-741-9108 for a free consultation/quote.
“Hold yourself responsible for a higher standard than anybody else expects of you. Never excuse yourself. Never pity yourself. Be a hard master to yourself – and be lenient to everybody else.”
– Henry Ward Beecher